
A yacht club is a membership organization with initiation fees and annual dues. A private charter is a one-time experience with no commitment. Here's how Miami's clubs compare.
Clubs Covered
Initiation From
BBYRA Racing Clubs
Charter Commitment
A yacht club is a membership organization — initiation runs from $500 to $250,000+, plus annual dues — that gives you ongoing access to a marina, clubhouse, racing programs, and a social calendar.
A private charter is the opposite: a one-time experience where captain, fuel, water toys, and zero commitment are included for one fixed price. Below are the Miami clubs people ask about most.
Est. 1887 — historic and members-only, anchoring Coconut Grove's sailing scene.
BBYRA racing club; initiation roughly $500–$3,300.
More affordable, with sailing lessons open to the public.
BBYRA racing club in Coconut Grove.
BBYRA racing and family-focused.
Ultra-private island club; initiation around $250K.
Nonprofit offering adaptive sailing open to the public.
Private island, full-service, in Key Largo.
If you live in Miami and plan to be on the water most weekends, club membership can make sense for the marina access, racing, and social calendar.
If you want the experience without the commitment — a bachelorette, birthday, sunset cruise, or one-off day out — a private charter gives you a captained yacht for a fixed all-inclusive price with nothing to maintain.
BBYRA stands for the Biscayne Bay Yacht Racing Association, the five clubs that anchor Miami's competitive sailing calendar.

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